Tax time.
One step at a time.

Gather income statements, bank interest details and work-expense records for the income year. Use the checklist to organise them, then prepare your return in the official myTax service through myGov linked to the ATO.

It means your employer has finalised your income statement for that year. The ATO advises waiting for this status before using the statement in your return; check every employer because information can appear before it is final.

A deduction generally reduces the income on which tax is calculated. Your refund or bill depends on the whole return and tax already paid, so a deduction is not a dollar-for-dollar refund.

For exampleA hypothetical $100 eligible deduction reduces taxable income by $100. It does not promise a $100 refund.

A dress code alone does not make everyday clothes deductible. Ordinary trousers or shirts remain private clothing; qualifying uniforms, occupation-specific clothing and protective clothing have separate rules.

For exampleSeparate an ordinary pair of black trousers from a compulsory branded uniform shirt before checking the ATO categories.

Normal travel between home and a regular workplace is generally private. Travel between workplaces can have different rules, so record the journey and its work purpose before checking the relevant ATO guidance.

For exampleHome to your usual store and travel from that store to another workplace during work are different journeys to check.

Use bills and usage records to support the share connected with your work duties. Separate private use, reimbursements and any handset cost; a whole phone bill is not automatically a work expense. Do not count usage again if it is already covered by your working-from-home fixed-rate claim.

For exampleFor a hypothetical $80 service bill, a supported 25% work share is $20 of cost to review, before reimbursements or other rules.

You cannot claim the part an employer reimburses. Keep the repayment details with your expense record and check whether any remaining work-related cost meets the deduction rules.

For exampleA hypothetical $50 work cost with $20 reimbursed leaves $30 to review. The remaining amount is not automatically deductible.

Keep receipts or other required evidence showing what you bought, the supplier, amount and date. Also keep your work purpose, work-use calculation and reimbursement details so you can explain the amount you report.

The total is a list of costs to review, not an approved deduction. Check each item and the rules for your income year before entering amounts in the appropriate myTax sections; some items may have no deduction or need a different calculation.

Howloop helps you prepare a checklist and organise expenses. It cannot access your ATO account or submit a return; you review and lodge through the official service yourself or use a registered tax agent.

The calculators, tax checklist and quick answers are free to use without an account. Quick answers use pre-written explanations, so browsing them does not need a paid AI service.

Calculator arithmetic and the tax checklist run in your browser. Their amounts are not sent to Howloop or a bank; the tax checklist does not send entries to the ATO or an AI service.

Choose "Save on this device" to keep a draft in this browser, then use "Restore saved checklist" when you return. Changes are not saved automatically, and anyone using the same browser profile may be able to restore the draft.

The tools explain concepts and compare the assumptions you enter. They do not assess your full circumstances, recommend a personal product or approve deductions; use the linked official guidance and check the relevant provider’s terms.